BikeLife Cover:
Life Insurance for Motorcyclists

Protect your family with specialist life cover that includes your time on the bike – whether you commute, tour at weekends or hit the track.

Protection You Can Count On

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Customer satisfaction rate

K+

Families protected

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Industry experience

Why BikeLifeCover?

BikeLifeCover focuses solely on life insurance for motorcyclists, so your riding is understood, not penalised.

Advisers who ride themselves know which insurers are biker-friendly, which questions matter, and how to keep your premiums fair.

Built by riders

Created by motorcyclists who understand real-world riding, risk and what bikers actually need from life cover.

Friendly advice

We focus solely on riders, matching you with insurers that treat motorcyclists fairly and keep premiums competitive.

Invite a fellow rider. Protect another family.

Share BikeLife Cover with a friend who rides and we’ll thank you with a reward when their policy goes live – they get biker‑friendly cover, you get something back for looking out for them.

Recommend a friend today and help another rider sort their life insurance in just a quick conversation.

Can riders get life insurance?

Yes. Most UK insurers will cover motorcyclists, often at prices similar to non-riders when the application is presented correctly.

Whether you ride a 125cc commuter, a big tourer or a superbike, there are insurers well suited to your style of riding.

Get a Personalized Quote

It all begins with a quick, friendly questionnaire. You’ll tell us a little about yourself — your lifestyle, your goals, and what kind of protection you’re looking for.

What does it cover?

If you die during the policy term, your loved ones receive a tax-free lump sum they can use for the mortgage, everyday bills, debts or future plans.

Standard life insurance usually includes riding, as long as you disclose that you’re a motorcyclist when you apply.

Stay Confidently Protected

Once you’ve chosen your plan, you’re not just a customer you’re part of the BikeLifeCover family. Whether you need help filing a claim, updating your plan, or just someone to talk to, we’ll be here.

Get Your Personalised Insurance Quote Now

Your life is unique, and your insurance should be too. Use our quick and easy quote form to get a personalized plan that fits your needs perfectly.

What does it cover?

If you die during the policy term, your loved ones receive a tax-free lump sum they can use for the mortgage, everyday bills, debts or future plans.

Standard life insurance usually includes riding, as long as you disclose that you’re a motorcyclist when you apply.

Family life cover
Mortgage life cover
Family income benefit
Family life cover
Family life cover
Mortgage life cover
Family income benefit

Family life cover
(level term)

Family life cover is designed to make sure your partner and children can stay financially secure if you die while the policy is in place. It can provide a tax-free lump sum that helps them keep up with the mortgage or rent, everyday bills and future plans, so money is one less thing to worry about at a difficult time.

Helps your family cover mortgage or rent, bills and childcare.
Can be tailored to match your income and how long dependants need support.
Fixed lump sum paid tax-free if you die during the term.
Ideal for parents, cohabiting couples and anyone with financial dependants.

Mortgage life cover (decreasing term)

Mortgage life cover is built to sit alongside your repayment mortgage and help protect your home. The amount of cover usually reduces over time in line with your outstanding balance, so if you die during the term, the pay-out can clear what’s left on the mortgage.

Designed to help your family keep the home if the worst happens.
Decreasing cover keeps costs efficient while tracking your mortgage.
Term typically matches your mortgage length for simple planning.
Useful for homeowners who want their loved ones to be mortgage-free.

Family income benefit

Family income benefit is an alternative to a single lump sum, designed to replace your income with regular payments. If you die during the policy term, it can pay a monthly or yearly tax-free income to your family, making it easier for them to manage everyday living costs.

Provides steady, predictable income rather than a one-off pay-out.
Helps cover ongoing essentials like food, utilities and transport.
Can be set to run until children are financially independent.
Often a cost-effective way to secure a high level of practical support.

Stories from Real People Who Found Peace of Mind with BikeLifeCover

These stories reflect the care, protection, and peace of mind we aim to deliver every day.

“Knowing my family is protected with life insurance from BikeLifeCover makes every ride feel that bit safer, because I know they’ll be financially secure if the worst ever happens.”

Mark J.

Courier Rider

“As a working mum who rides every day, I needed a policy that actually understood motorbike risks. BikeLifeCover gave me clear options and a realistic amount of cover that fits my budget.”

Lisa C.

Commuter

“My work on the bike can be unpredictable, so having life insurance that’s designed around bikers gives me real peace of mind about the mortgage and bills if anything happens to me.”

Andre L.

Delivery Rider

“Spending so much time on my motorbike, I always worried what would happen to my family if a serious accident stopped me coming home. With BikeLifeCover, I know my life insurance is set up to protect them if the worst ever happens on or off the bike.”

Jason M.

Motorbike Enthusiast

“BikeLifeCover helped me work out how much life cover my partner and kids would really need, not just a random number. The application was straightforward and I felt properly looked after.”

Rebecca H.

Weekend Rider

Typical costs for riders

Many people in the UK pay between about £20 and £40 per month for life insurance, depending on age, health and cover level.

Factors like your bike, mileage, job, smoker status and medical history all affect your price, which is why comparing multiple rider-friendly insurers matters

How to keep costs down

You deserve life cover that understands how and why you ride

At BikeLifeCover, we specialise in life insurance for UK motorcyclists, so your family can stay financially secure while you enjoy every mile

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Get Your Personalised Insurance Quote Now

Your life is unique, and your insurance should be too. Use our quick and easy quote form to get a personalized plan that fits your needs perfectly.