Refer a Friend Scheme

Share BikeLife Cover with Another Rider

If BikeLife Cover has helped you protect your family, you probably know another rider who should be covered too. When you recommend a friend or family member to our specialist team, you help them get rider‑friendly cover and you can receive a £50 thank‑you reward once their policy is in place.

How it works

Referring someone is quick and straightforward. You just pass on a few basic details and our partners handle the rest.

Tell us about your friend
Complete the short “Recommend a Friend” form with your friend or family member’s name and contact details, making sure you have their permission first.

We get in touch
An FCA‑authorised protection specialist will contact them to discuss life insurance, critical illness cover or income protection that fits their riding and budget.

They choose their cover
If they go ahead and take out a qualifying policy, our partner will set up their cover and keep them updated through the application and underwriting process.

You receive your reward
Once your friend’s policy has started and they have paid the required minimum premiums (as set out in the scheme terms), you receive your “thank you” reward.

You can usually recommend more than one person, so if you know several riders who still need protection, feel free to share.

(Your exact reward amount, qualifying products and any limits on referrals will be clearly set out in the Recommend a Friend terms and conditions.)

Why recommend BikeLife Cover?

Recommending BikeLife Cover is a way to help another rider protect the people they care about, with support from specialists who understand bikes and underwriting.

Specialist biker knowledge – Our content is created by experienced insurance professionals, and referrals go to FCA‑authorised advisers who know how insurers treat riders.

Fair, transparent pricing – Your friend pays the same premium they would pay going directly to the insurer, with no extra fees for using a specialist.

Support for tricky cases – Many partners can help with higher‑risk riding, pre‑existing medical conditions and older riders who may have struggled to find cover.

Clear, rider‑focused guidance – They get help understanding life insurance, critical illness cover, income protection and other key protection options.

How BikeLife Cover is paid

BikeLife Cover keeps guidance free by receiving a commission from partners when a policy is taken out via an introduction from the site.

You and your friend do not pay extra for this – the cost of advice and commission is built into life insurance and protection products whether you go direct or through a specialist.